Canada (FR)
Retirement investors maintained a careful approach to rebalancing in November with funds overwhelmingly shifting from company stock and U.S. equities to safer fixed income investments, according to the Alight Solutions 401(k) IndexTM.
November observations: |
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The Alight Solutions 401(k) Index statistics for the month of November: |
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Inflows and outflows during the month of November:
• Trading inflows mainly went to bond, stable value and money market funds. • Outflows were primarily from company stock, large U.S. equity and small U.S. equity funds. |
Asset classes with most trading inflows in November | Percentage of inflows | Index dollar value ($mil) |
| Bond funds | 47% | $220 |
| Stable value funds | 20% | $93 |
| Money markets funds | 9% | $41 |
Asset classes with most trading outflows in November | Percentage of outflows | Index dollar value ($mil) |
| Company Stocks | 39% | $182 |
| Large U.S. equity funds | 37% | $174 |
| Small U.S. equity funds | 15% | $67 |
November investment portfolios: |
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Asset classes with largest percentage of total balance at the end of November | Percentage of balance | Index dollar value ($mil) |
Target date funds2 | 31% | $92,112 |
Large U.S. equity funds | 30% | $89,329 |
Company stock funds | 7% | $21,737 |
Asset classes with most contributions in November | Percentage of contributions | Index dollar value($mil) |
Target date funds2 | 54% | $622 |
Large U.S. equity funds | 20% | $231 |
International equity funds | 6% | $74 |
Returns for common indices | November | 2025 YTD |
Bloomberg Barclays U.S. Aggregate Bond Index | 0.62% | 7.46% |
S&P 500 Index | 0.25% | 17.81% |
Russell 2000 Index | 0.96% | 13.47% |
MSCI All Country World ex-U.S. Index (net) | -0.03% | 28.53% |
1 A “normal” level of relative transfer activity is when the net daily movement of participants’ balances, as a percent of total 401(k) balances within the Alight Solutions 401(k) Index™, equals between 0.3 times and 1.5 times the average daily net activity of the preceding 12 months. A “high” relative transfer activity day is when the net daily movement exceeds two times the average daily net activity. A “moderate” relative transfer activity day is when the net daily movement is between 1.5 and 2 times the average daily net activity of the preceding 12 months.
2 Target date funds also include the amounts in target risk funds. The amount in the target risk funds is less than 10% of the total.
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