Meet Our Carrier Partners

Aetna is committed to creating a more meaningful and personal health care experience by bringing together health benefits, care access, and supportive resources. As part of CVS Health, Aetna plays a central role in connecting people to the care, tools, and guidance they need, making it easier to understand benefits, access services, and manage health with confidence. 

• Designed to simplify the health care experience 
  Aetna focuses on removing friction from the health journey by making benefits easier to understand, helping people find quality care, and offering tools that support informed health decisions. 
• Access to trusted, comprehensive care 
  Through an expansive care network and a range of support services, including virtual care and health guidance, Aetna helps people get the right care, in the right setting, at the right time. 
• More than insurance 
  Beyond traditional coverage, Aetna offers health and wellbeing resources that extend outside the doctor’s office, supporting whole‑person health and long‑term wellbeing. 

• A commitment to healthier communities 
  Aetna works alongside communities and partners to address health disparities, promote health equity, and create broader access to affordable, quality care. 

• Supplemental Health benefits built from a carrier perspective 
  Accident, Critical Illness and Hospital Indemnity plans built with an intense focus on the member experience and driving a better outcome for claims utilization of these benefits for our customers by using medical data to remind, substantiate, and identify other supplemental health claims on behalf of the members. By taking the burden of gathering documentation away from members we are helping our members achieve their best health. 

Aflac helps ensure employees are better prepared for the financial impact of unexpected illness or injury. When medical events leave unexpected costs that traditional health insurance coverage doesn’t fully address, Aflac provides supplemental insurance that helps with those unexpected costs, delivering cash benefits that helps give employees flexibility, confidence, and peace of mind when they need it most. 

• Support when real life happens 
  When an covered accident or illness occurs, Aflac pays cash benefits directly to employees (unless otherwise assigned), helping them cover expected or unexpected expenses. Instead of added complexity or uncertainty, employees receive straightforward financial support designed to help ease stress during challenging moments. 

• Stronger benefits value for employers 
  By complementing core medical plans with voluntary, worksite benefits, Aflac helps employers offer more meaningful financial protection without increasing plan costs or administrative burden. The result is a more comprehensive benefits experience that supports employee wellbeing and perceived benefits value. 

• A proven approach to supplemental coverage 
  With decades of experience in voluntary benefits, Aflac brings a well-established model for delivering supplemental insurance through the workplace, helping benefits work together to better support employees when it matters most. 

Workplace Solutions, a Chubb Benefits Company, brings together strategic solutions and employee benefits designed to help contain companies’ costs while supporting employees and their families.  

• Leading-edge products and customized solutions that go beyond traditional voluntary and group benefits to help:  
  • Improve employee health  
  • Deliver significant cost savings to employers  
• Service excellence from implementation to enrollment through claims

Cigna partners with employers to simplify health care and benefits while supporting the physical, emotional, and financial wellbeing of employees. Through integrated medical, pharmacy, and health services, Cigna focuses on making care easier to navigate, more affordable, and more connected across the benefits experience.   

• Supporting whole‑person health  
  Cigna’s approach brings together medical, behavioral, pharmacy, and wellbeing solutions to address the full spectrum of employee health needs.   
• Improving access and affordability  
  Through integrated health and pharmacy services, including Express Scripts, Cigna works to help employees access care and medications while managing overall costs.   
• Designed for employer‑sponsored benefits  
  Cigna primarily serves employers, brokers, and consultants, delivering scalable solutions that fit within complex benefit strategies.

Equifax is a global data, analytics, and technology company that supports employers at critical moments across the workforce lifecycle. Through Equifax Workforce Solutions, Equifax plays a foundational role in employment and income verification, helping employers operate with confidence while supporting employees during important life events.  

• Supporting confident workforce decisions   
  Equifax delivers employment and income verification insights that help employers make informed decisions across hiring, lending, and compliance needs.  
• Reducing administrative friction  
  By automating verifications and workforce processes, Equifax helps employers reduce manual effort while improving speed and accuracy.  
• Designed for scale and security  
  Equifax Workforce Solutions is built to support large employers with high‑volume verification and compliance requirements.  
• Backed by long‑standing experience   
  With roots dating back to 1899, Equifax brings proven expertise and stability to workforce and employment data services.  
• Protection that extends beyond data to people  
  Through ID Watchdog, Equifax helps employers to better defend their workforces from a broader range of fraud and digital threats.

Experian empowers employees with a comprehensive financial wellness platform that’s easy to implement and can help ease that burden. Employees are provided with highly desired financial management, identity protection, and restoration, along with device and data security features.  

• Four Offerings in One   
  Experian is the only solution in the market that offers Identity Protection, Restoration, Device Protection, and a Full Financial Management platform all in one benefit.  
• Employer Reporting    
  Experian provides employers with insights and analytics reporting that provides an aggregate view of employee needs through metrics such as credit score snapshot, debt to income ratio, student loans and more, giving organizations a roadmap to help tailor benefit strategies that meet employees where they are.   
• Faster Restoration   
  Faster resolution services with a credit bureau because of direct access to credit profile (82% of restoration incidents resolved in 2 days).

LegalEASE provides expert legal support that gives employees confidence and clarity when they need it most. When legal issues arise, most people don't know where to turn — and that uncertainty doesn't stay at home. It follows employees to work, affecting focus, productivity, and overall wellbeing. Personalized legal support helps employees resolve issues quickly and confidently, leading to better focus and productivity at work — and lower stress-related costs for employers.  

• Estate Planning   
  Wills, powers of attorney, living wills, trusts, and more  
• Family Law   
  Divorce, custody, adoptions, name change, domestic violence protection, and more  
• Immigration   
  Expert legal advice, consultation, and representation before, during, or after an immigration matter  
• Traffic Tickets   
  Coverage for every licensed driver in the family  
• Consumer Matters   
  Small claims, personal property, and more  
• Residential Matters   
  Landlord/tenant issues, buying or selling a home, and more

MetLife partners with employers to deliver benefit solutions that help protect employees’ income, health, and financial security throughout their working lives. Through a broad portfolio of group benefits, including life, disability, dental, vision, accident, and legal services, MetLife supports employers in building benefit programs that are reliable, scalable, and designed to meet the evolving needs of today’s workforce.   

• Providing comprehensive protection benefits  
  MetLife offers a wide range of group and voluntary benefits that help employees protect their income, health, and families against unexpected life events.   
• Designed for employer‑sponsored programs  
  MetLife’s solutions are built to integrate into employer benefit strategies, supporting both large organizations and small businesses.   
• Supporting financial wellbeing at scale  
  Through income protection and insurance solutions, MetLife helps employees build financial resilience and peace of mind.   
• Backed by long‑standing experience and stability  
  With more than 150 years of history, MetLife brings proven expertise and financial strength to employer benefit programs.

Norton LifeLock Benefit Solutions helps protect employees from identity theft, financial fraud, and online scams before they happen.  

• Keep personal information and finances safer  
  Safeguard your employees’ identities and finances with proactive monitoring that helps detect threats as soon as possible.  
• Help protect employees from scams and security threats  
  Prevent scams, malware, and cyberthreats while keeping your employees and their family safer.  
• Give your employees control of their personal data  
  Keep accounts secure, protect sensitive data, and browse safely to avoid cyber risks.   
• Help manage and grow my finances  
  Improve your employees’ financial wellbeing with tools that provide insights and smarter habits.

PetPartners helps employers meet the growing demand for pet insurance by making it easy to offer OnePack Plan™, a seamless coverage solution for dogs and cats that includes exclusive group-only advantages employees can’t access through individually owned pet insurance, all integrated naturally into the employee benefits experience. With integration into our benefits administration platform, enrollment and payroll deductions are streamlined—making pet insurance easy to manage alongside other employee benefits.  

• Designed for today’s benefits environment  
  OnePack Plan by PetPartners focuses on removing unnecessary complexity from pet insurance, enabling employers to offer a benefit that’s easy to implement, manage, and communicate, without adding administrative burden.  
• Support for pets and the people who love them  
  With a customer care team that understands pet health, OnePack Plan provides pet insurance coverage for dogs and cats, helping employees feel confident and supported in caring for their pets.  
• Built to integrate seamlessly into the workplace  
  OnePack Plan is designed specifically for employer groups, making it easy to implement, manage, and communicate as part of a broader employee benefits offering without adding administrative burden. 
• Exclusive group-only value that employees can’t get individually  
  OnePack Plan delivers group-exclusive pricing and enhanced benefits not available through individual pet insurance policies, giving employees greater value while strengthening the employer’s benefits package at no additional cost.

Prudential partners with employers to deliver solutions that help employees protect what matters most and prepare for the future. Through workplace benefits, income protection, and retirement solutions, Prudential supports employees across every stage of their working lives, helping employers build benefit programs that promote financial confidence, resilience, and long‑term wellbeing.   

• Strengthening financial security and protection  
  Prudential provides life insurance, income protection, and related benefits that help employees safeguard their families and finances.   
• Supporting retirement readiness  
  Through retirement and savings solutions, Prudential helps employees prepare for long‑term financial needs beyond their working years.   
• Designed for employer‑sponsored programs  
  Prudential’s workplace solutions are built to scale across organizations and integrate into employer benefit strategies.   
• Backed by long‑standing experience and stability  
  With over a century of history, Prudential brings proven expertise and reliability to employer benefit programs.

Reliance Matrix delivers employee benefits, absence management and workforce productivity solutions through the financial stability of a top-rated insurance carrier, the agility and innovative spirit of a Third-Party Administrator (TPA), and the daily commitment of thousands of team members across America. They inspire confidence and long-term engagement through integration, reliability and dedication to providing customized solutions.  

• Working with Alight as a key strategic partner, Reliance Matrix provides a seamless, end-to-end experience from onboarding through the claim journey and beyond.  
• Reliance Matrix approaches solutions from the viewpoint of its clients and partners, developing and advancing products and services in concert with evolving needs and market demands. Turnkey solutions are designed using insured and self-funded employee benefits coverages, including group life and disability; supplemental health offerings like critical illness, accident and hospital indemnity coverages; seamless platform integration; and proprietary HR technology, united by a singular commitment to market leading customer experience across all segments.  
• With 120 years as a leading insurer and global backing from Tokio Marine Group, Reliance Matrix brings reliability and continuity to employer sponsored benefit programs of all sizes in all jurisdictions.

With more than 100 years of experience in the group life and supplemental health insurance market, Securian Financial delivers solutions that fit employers’ needs, technology that keeps pace with business and exceptional customer service always at the ready.   

• Progressive products  
  Group life, accident, critical illness and hospital indemnity insurance are all supported by best-in-class implementation, that is recommended by 98% of our clients. Securian’s life products are bolstered by a streamlined evidence of insurability process and expert disability waiver of premium coordination. Their supplemental health products are some of the most innovative in the market with benefits like fertility and mental health coverage, dependent parent riders, and robust partner programs that include emergency transport benefits, bereavement care, and concierge benefit navigation for growing families.  
• Exceptional experiences  
  Securian helps reduce HR workload by tackling enrollment, managing eligibility rules, maintaining coverage and beneficiary records, calculating premium deductions, and more. Capabilities like cross-product reporting, medical claims integration through Reclaim, and contact-free medical underwriting are just a few of the ways we make life easier. Their industry-leading net-promoter score of 89 demonstrates just how satisfied our clients are.  
• Flexible administration  
  Securian’s technology platforms and relationships make administration seamless. Pre-established integrations and proven best practices result in streamlined processes and simplified enrollment.  
• Tested financial strength  
  Securian’s high ratings and financial strength are a testament to their long-term focus, supported by their mutual holding company structure that allows them to put their full energy into serving the needs of their customers.

The Hartford partners with employers to deliver employee benefits and insurance solutions that help protect income, support wellbeing, and provide peace of mind during life’s most important moments. With a strong focus on simplicity, service, and reliability, The Hartford helps organizations offer benefits that employees can understand, trust, and use when it matters most.  

• Providing core employee benefits protection  
  The Hartford offers group life, disability, and supplemental health solutions designed to help employees protect their income and financial security.  
  Delivering a compassionate claims experience  
  With a strong emphasis on service, The Hartford is known for claims experiences designed to support employees during critical life events.  
• Designed for employer‑sponsored programs  
  Solutions are built to integrate into employer benefit strategies and support organizations of varying sizes and industries.  
• Backed by long‑standing strength and stability  
  With more than two centuries of experience, The Hartford brings durability and confidence to employer benefit programs.

Operating in a category of one, The Standard offers one of the broadest solution sets in the industry. This comprehensive portfolio supports today’s evolving workforce and includes Absence Management, Paid Family and Medical Leave, Disability Insurance, Life insurance, Voluntary Benefits, Dental, Vision and a range of retirement offerings. All solutions are backed by a clear market promise: to orchestrate the experiences and outcomes employers deserve— so employees don’t just work, they work well and live better.

Transamerica Life Insurance Company works with employers to support employee well-being through a broad range of benefits, including life insurance, disability insurance, and supplemental health insurance options such as accident, critical illness, hospital indemnity, and medical expense products. Transamerica’s benefits are grounded in collective purpose, delivered through flexible solutions, and elevated by supportive experiences — providing confidence for employers and brokers as they design strategies that set them apart and meet evolving workplace needs.  

• Life insurance that adapts to life’s many stages   
  Options designed to support employees and their families through changing financial priorities and life moments.  
• Disability insurance protection for income support   
  Solutions that can help provide income support when illness or injury affects an employee’s ability to work.  
• Supplemental health insurance to help prepare for the unexpected   
• Voluntary benefits — including accident, critical illness, hospital indemnity, and medical expense insurance — designed to help manage out-of-pocket costs that may arise from health events.  
• Designed for employer business strategies   
  Benefits built to fit within employer offerings across workforce sizes, industries, and enrollment approaches.  
• Experience and financial strength employers can rely on   
  Backed by a seasoned, passionate team and strong financial ratings, Transamerica brings consistency and insight across employee benefit insurance.

Unum supports employers by delivering workplace benefits that help employees feel supported and financially prepared when life takes unexpected turns. Their approach centers on complementing core benefit programs with protection‑focused offerings and employee‑friendly experiences that help employers meet evolving workforce needs.  

• Supporting financial wellbeing and protection  
  Workplace benefits designed to help employees manage financial risk and maintain stability when facing unexpected health or life events.  
• Complementing core employer benefit offerings  
  Supplemental and protection‑focused benefits that enhance employer‑sponsored benefit programs and help close coverage gaps employees may experience.  
• Designed for employer‑sponsored benefit programs  
  Solutions built to integrate into employer benefit strategies, supporting organizations of varying sizes and industries with flexible offerings and straightforward administration.  
• Focused on simple, employee‑friendly experiences  
  Digital tools, service models, and integrations designed to make benefits easier for employees to understand and easier for employers to deliver and manage.