Alight's 2026 retiree healthcare cost estimate

Alight's latest research shows that healthcare costs in retirement can range from approximately $55,000 to more than $420,000 over a lifetime, starting at age 65. Costs vary based on four key factors:

Medicare coverage selected
Geographic location
Health status
Retirement horizon/longevity

Why Medicare coverage choices matter

Alight's research found that Medicare coverage decisions alone can result in differences of tens of thousands of dollars in lifetime healthcare spending.

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Alight's 2026 retiree healthcare cost estimate

Want to learn more? Get the white paper.

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