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2023 Employee Benefits and Enrollment Trends Report

Employers created their 2023 employee benefit strategy amidst a variety of challenges including economic uncertainty, political change and global events. Meeting the needs of a diverse workforce is an additional challenge given the changing composition of U.S. households

The 2023 Benefits and Enrollment Trends report takes an in-depth look at some of the key benefits employers offered to their workforce. It looks at how employees enrolled in those benefits during the 2022 annual enrollment season. The report includes data from more than 450 organizations employing over 9.5 million employees.

Report highlights:

• Employers continue to offer a variety of benefit options that are designed to appeal to the unique needs and preferences of their employees and families.

93%

offer a choice of medical plan types (e.g., PPO, HDHP, HMO)

74%

contribute to an HSA for employees who enroll in an HDHP

• Employee income and age play a large role in medical benefit decisions. Plans such as the HDHP and HSA are more attractive to and benefit some employees more than others.

  • Employees earning less than $40,000 have the lowest enrollment rate for medical at 56%
  • Medical enrollment has significantly declined year-over-year for employees earning less than $60,000
Medical enrollment by income

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