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2019 Hot Topics in Retirement and Financial Wellbeing

To recognize the 15th anniversary of the Hot Topics in Retirement and Financial Wellbeing report, we looked back at how much has changed over the last decade-and-a-half. And make no mistake, very much has changed: The economy underwent a recession and a recovery, our mobile devices evolved from phones to pocket-sized computers, and millennials have surpassed baby boomers as America’s largest generation. 

These changes came along with shifts in the employer benefits space—particularly as they relate to retirement plans. When we compare today’s data to some of the headlines from our Hot Topics reports that were issued five, 10 and 15 years ago, we find that many employer concerns have vanished—while other thoughts have evolved into new initiatives.

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Alight Solutions 401(k) Index™: First Quarter 2024 Observations

401(k) investors were active in Q1, logging 14 above-normal1 days, according to the Alight Solutions 401(k) Index™. The distribution of those days reveals a slowing trend, however, with eight taking place in January, followed by four in February and just two in March.

Alight Solutions 401(k) Index™: March 2024 Observations

Trading activity was subdued in March with just two above-normal1 days, according to the Alight Solutions 401(k) Index™. Investors favored equity funds on 11 of 20 days.

Alight Solutions 401(k) Index™: February 2024 Observations

Trading activity cooled slightly in February with just four above-normal1 days, compared to eight above-normal days in January, according to the Alight Solutions 401(k) Index™.