The right coverage at the right price point
A transportation company was concerned that many of their employees were over-insured in their medical plan. They wanted an intuitive tool to help employees get the coverage they need at the right price point. They turned to Alight to help create a personalized plan recommendation that makes a clear connection between cost and need, pointing out when an employee’s preferences align with a lower-cost plan.
The Medical Plan Evaluator estimates out-of-pocket and total medical costs based on the employee’s actual prior usage (or national averages, if not available). Then, a proprietary algorithm weighs the cost against how the employee says they like to pay for and consume health care services.