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Alight named by Fortune as one of the ‘100 Best Companies to Work For’ in 2024

2018 Universe Benchmarks Highlights

Highlights from the 2018 Universe Benchmarks Report.

Average plan balances hit record highs, assisted by strong market returns and increased contributions.

The average plan balance grew 14% in 2017.


year-end 2017 average plan balance.


Among workers participating for at least two years, average balances up nearly 50%.

Auto enrollment continues to drive up participation rates.


average participation rate in 2017


participation rate for plans with auto enrollment


participation rate for plans without auto enrollment

Average savings rates increased.


Average savings rate in 2016


Average savings rate in 2017


Nearly one-quarter of all participants are enrolled in automatic contribution escalation.

Participants reaped the benefits of a strong year on Wall Street.


was the average return on investments in 2017

1 in 3

participants had a rate of return of 20% or more

Target date funds are widely (mis)used.


participants invested in target date funds when available


of target date fund users were also invested in other funds

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Alight Solutions 401(k) Index™: April 2024 Observations

Trading activity rose slightly in April with four above-normal1 days compared to just two in March, according to the Alight Solutions 401(k) IndexTM.

2024 Universe Benchmarks Report

Alight’s 2024 Universe Benchmarks report provides a comprehensive look at the savings and investment behaviors of participants in defined contribution (DC) plans.

Alight Solutions 401(k) Index™: First Quarter 2024 Observations

401(k) investors were active in Q1, logging 14 above-normal1 days, according to the Alight Solutions 401(k) Index™. The distribution of those days reveals a slowing trend, however, with eight taking place in January, followed by four in February and just two in March.