2020 HSA annual contribution and catch-up limits 2019 2020 HSA employee only contribution limit Applies to individuals who elect employee only coverage $3,500 $3,550 HSA employee + family contribution limit Applies to individuals who elect employee + family coverage $7,000 $7,100 HSA catch-up contribution limit Additional contribution that can be made by workers age 55+ $1,000 $1,000 Did you know? Only %13 of HSA account holders contributed the fully allowable amount in 20181 $280k average cost of healthcare in retirement for a 65 year old couple retiring today2 Source: 1. EBRI HSA Balances, Contributions, Distributions and Other Vital Statistics 2. Fidelity: How to plan for rising healthcare costs Download PDF