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Navigating the Future of Pension and Retiree Health Strategies

Retirement Benefits

Alight’s recent webinar, Innovations in Pensions & Retiree Health, delivered the fresh insights and practical strategies that plan sponsors managing defined benefit (DB) pension plans and retiree health benefits need to know for 2026 and beyond. 

In the session, Alight experts discussed key drivers behind the surge in pension de-risking, including rising interest rates, demographic maturity and market volatility. They also outlined strategic approaches such as liability-driven investing (LDI), pension risk transfers (PRTs) and short-term cash flow matching, emphasizing the importance of data integrity, expert partnerships and comprehensive plan evaluations for today and the immediate future. 

For plan sponsors and anyone else who manages retiree benefits, this webinar has been recorded and provides an excellent opportunity to get familiar with Alight’s recommended approach to optimizing post-65 retiree health benefits through a multi-carrier individual marketplace. 

By transitioning from traditional group plans to personalized, tax-advantaged Health Reimbursement Accounts (HRAs), plan sponsors can achieve significant cost savings while enhancing retiree choice and wellbeing. Case studies of the results achieved by Alight clients demonstrated the financial impact of this model, with projected savings of up to $2,900 per retiree annually along with substantial reductions in client liability. 

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