Skip to content
Talk to Sales
Alight Completes Sale of Payroll and Professional Services Business. Learn more here

Target date funds: Who uses them the “right” way?

With their “all-in” investment simplicity and automated de-risking, target date funds (TDFs) were seen as a panacea for the investing woes of defined contribution investors. However, Alight Solutions finds that TDFs are actually more of a blunt instrument and aren’t being used in the way that they were originally designed to be used.

This white paper shares data from over 1.5 million TDF users across roughly 100 large DC plans to show:

  • The demographics of TDF users

  • The prevalence of partial TDF users

  • The impact of automatic enrollment on TDF use

Related Insights

Guide

5 key steps for insurers to successfully administer pension risk transfer policies

Pension risk transfers are a great way for plan sponsors to reduce their pension liability and related expenses — improving the plan sponsor’s overall financial position and benefiting employees in the process.

Retirement Benefits
Case Study

Pharmaceuticals services company increases employee retirement and health savings with Alight LumenAI

By leveraging Alight LumenAI technology, the company personalized workforce messaging, transformed employee savings behaviors and optimized the use of existing benefits.

Retirement Benefits | Health Benefits | Alight Worklife
Ask Alight

Ask Alight: What is a 401(k) catch-up contribution?

If you've reached the 401(k) contribution limit and have extra funds to invest, catch-up contributions may be right for you.

Retirement Benefits